Banking Use Case
Modern planning built for the rapidly changing banking industry.
Â鶹´«Ã½ Adaptive Planning gives banking organizations the power to plan, budget, and forecast the future.
Key use cases.
Explore models built for the banking industry.
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Balance sheet planning¡ªBuild loan portfolio runoffs, including principals, prepayment, interest, deposits, fees, as well as new origination/deposit models so you can forecast a comprehensive balance sheet, income statement, and cashflow.
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Product and branch profitability¡ªPlan revenues and direct costs by product and branch. Allocate personnel and overhead to create product and branch P&Ls.
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Non-interest expense budgeting¡ªPlan for non-interest expense items such as salary, benefits, taxes, and facilities costs.
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Funds transfer pricing¡ªAdjust rates to determine the profitability of product lines or performance of various branches.
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Workforce planning¡ªBuild branch and call center staffing models to optimize capacity; plan related benefits, bonuses, commissions, and raises.
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Assets under management (AUM)¡ªWealth management companies can plan assets under management (AUM) and advisory fees.
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Credit union membership¡ªCredit unions can forecast member adds, retention and fees as well as instrument-level details (e.g., credit cards, car loans, and mortgages).
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